{"id":1204,"date":"2025-02-06T13:26:51","date_gmt":"2025-02-06T18:26:51","guid":{"rendered":"https:\/\/guillaumemartel.cp03.id-3.net\/buy\/first-time-buyers-plan\/"},"modified":"2025-02-06T13:26:52","modified_gmt":"2025-02-06T18:26:52","slug":"first-time-buyers-plan","status":"publish","type":"page","link":"https:\/\/guillaumemartel.cp03.id-3.net\/en\/buy\/first-time-buyers-plan\/","title":{"rendered":"First Time Buyers Plan"},"content":{"rendered":"\t\t
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The best real estate program to help you become a homeowner!<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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The Home Buyers\u2019 Plan (HBP) is a government program which allows first-time home buyers like you to gain financial autonomy. You can become happy homeowners while at the same time building a retirement fund within a Registered Retirement Savings Plan (RRSP). A double advantage!<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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The best real estate program to help you become a homeowner!<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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The Home Buyers\u2019 Plan (HBP) is a government program which allows first-time home buyers like you to gain financial autonomy. You can become happy homeowners while at the same time building a retirement fund within a Registered Retirement Savings Plan (RRSP). A double advantage!<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Is the HBP right for me? Of course!<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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And what\u2019s more, while you\u2019re fulfilling your dream of owning a home, you\u2019ll also be getting income tax refunds worth thousands of dollars. For spouses who work, these refunds can be between $10,000 and $21,000, which is quite sufficient to purchase your first home. The HBP allows each taxpayer to withdraw up to $20,000, tax-free, from their Registered Retirement Savings Plan (RRSP) to purchase a home.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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What happens if I don't have enough money to contribute to an RRSP?<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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It’s easy to invest up to $25,000 in your RRSP, since contributions not made since 1991 can be clawed back and deducted. What’s more, by choosing a 90-day temporary loan from your financial institution, you have an amount that you can repay from your RRSP. This means you get your tax deduction in full compliance with the law. You then have almost 18 years to reinvest the funds in your RRSP, interest-free. It’s a simple method, but the results are amazing!<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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How can I get more information about RAP?<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Talk to me, and I’ll provide you with more information on this generous government program to make your home-buying process easier.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

The best real estate program to help you become a homeowner! The Home Buyers\u2019 Plan (HBP) is a government program which allows first-time home buyers like you to gain financial autonomy. You can become happy homeowners while at the same time building a retirement fund within a Registered Retirement Savings Plan (RRSP). A double advantage! […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":676,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-1204","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/guillaumemartel.cp03.id-3.net\/en\/wp-json\/wp\/v2\/pages\/1204","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/guillaumemartel.cp03.id-3.net\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/guillaumemartel.cp03.id-3.net\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/guillaumemartel.cp03.id-3.net\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/guillaumemartel.cp03.id-3.net\/en\/wp-json\/wp\/v2\/comments?post=1204"}],"version-history":[{"count":1,"href":"https:\/\/guillaumemartel.cp03.id-3.net\/en\/wp-json\/wp\/v2\/pages\/1204\/revisions"}],"predecessor-version":[{"id":1205,"href":"https:\/\/guillaumemartel.cp03.id-3.net\/en\/wp-json\/wp\/v2\/pages\/1204\/revisions\/1205"}],"up":[{"embeddable":true,"href":"https:\/\/guillaumemartel.cp03.id-3.net\/en\/wp-json\/wp\/v2\/pages\/676"}],"wp:attachment":[{"href":"https:\/\/guillaumemartel.cp03.id-3.net\/en\/wp-json\/wp\/v2\/media?parent=1204"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}